Privacy Policy and Terms of Use

W Capital LLC Privacy Policy

Effective Date: July 31, 2025

W Capital LLC (“W Capital,” “we,” “our,” or “us”) values your trust and is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information in accordance with federal and state laws, including the Gramm-Leach-Bliley Act (GLBA) and applicable Arizona regulations.

1. Information We Collect

We may collect nonpublic personal information about you from the following sources:

• Information you provide on applications or other forms (e.g., name, address, SSN, income, assets);

• Information about your transactions with us, our affiliates, or others (e.g., loan balance, payment history);

• Information received from consumer reporting agencies (e.g., credit history, credit score).

2. How We Use Your Information

We use your information to:

• Process and service your loan;

• Communicate with you about your account or our services;

• Comply with legal and regulatory obligations;

• Improve our services and provide customer support.

3. Information Sharing

We do not sell your personal information. We may share your information:

• With affiliates, to better serve your financial needs;

• With service providers or joint marketing partners who perform services on our behalf;

• As permitted or required by law (e.g., to comply with a subpoena or regulatory inquiry).

If you prefer that we not share your information with affiliates for marketing purposes, you may opt out by contacting us.

4. Data Security

We maintain physical, electronic, and procedural safeguards in compliance with federal regulations to protect your nonpublic personal information. Access is restricted to employees and service providers who need to know your information to provide products or services.

5. Your Privacy Rights

Depending on your state of residence, you may have the right to:

• Access and request a copy of the personal information we have about you;

• Request corrections or deletion of your personal data, subject to legal exceptions;

• Opt out of certain types of information sharing.

To exercise your rights, please contact us at the information below.

6. Contact Us

W Capital LLC
698 N Iowa St.

Chandler, AZ 85225

Terms of Use

By accessing this website (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site.

1. License and Restrictions

You may view, download, and print content from this Site for your personal and non-commercial use. You may not modify, reproduce, republish, or distribute any material from this Site without written permission from W Capital.

2. Intellectual Property

All content on this Site is the property of W Capital LLC or its licensors and is protected by copyright and trademark laws. Unauthorized use is prohibited.

3. Consent to Contact

By submitting your information through this Site, you establish a business relationship with W Capital and consent to being contacted via phone, text, or email, even if you are on a Do Not Call list. You may opt out at any time.

4. Disclaimer

The Site and all content are provided “as is” without warranties of any kind. W Capital disclaims all warranties, express or implied, including but not limited to merchantability or fitness for a particular purpose. We are not responsible for any damages resulting from your use of this Site.

5. Indemnification

You agree to indemnify and hold harmless W Capital from any claims, damages, or losses arising from your use of the Site or violation of these Terms.

6. Governing Law

This Agreement shall be governed by the laws of the State of Arizona. Any disputes shall be resolved in the state or federal courts located in Maricopa County, Arizona.

7. Changes to this Policy

We reserve the right to update this Privacy Policy and Terms of Use at any time. Changes will be posted on this page.

Your continued use of this Site constitutes your acceptance of these terms.